Enacted Stage in the legislative process — click for what it means 27/2022 Official bill number / year
Consumer Credit (Amendment) Bill 2022
- Sponsor
- Minister for Finance
- Introduced
- 7 Mar 2022
- Last updated
- 11 Sep 2024
What this bill does AI · claude-haiku-4-5-20251001
- Minister for Finance gains power to set maximum interest rate caps on high-cost credit loans through regulations, subject to specified ceilings and Central Bank consultation.
- Licensing period extends from one to five years; providers no longer need separate District Court area registrations; online repayment books permitted.
- Home collection charges abolished; cash loans capped at 52-week term; terminology changed from 'moneylender' to 'high cost credit provider' throughout Act.
Stage timeline What do these stages mean?
- First Stage 33rd Dáil7 Mar 2022
- Second Stage 33rd Dáil10 Mar 2022
- Committee Stage 33rd Dáil10 Mar 2022
- Report Stage 33rd Dáil11 May 2022
- Second Stage 26th Seanad24 May 2022
- Fifth Stage 33rd Dáil25 May 2022
- Committee Stage 26th Seanad1 Jun 2022
- Fifth Stage 26th Seanad22 Jun 2022
- Report Stage 26th Seanad22 Jun 2022
- Enacted29 Jun 2022
Debates
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