Question 1

What does the Flood Insurance Bill 2021 do?

Accepted Answer

Prevents insurance companies from discriminating against homeowners and businesses in flood-designated areas by refusing or overpricing coverage despite completed flood relief schemes. Empowers Financial Services Ombudsman to direct insurers to offer policies at deemed fair rates, and Central Bank to assess compliance and issue enforcement orders. Allows Central Bank to fine non-compliant insurers and prevents appeals to tribunals or courts on Central Bank assessments and enforcement decisions.

Question 2

What stage is the Flood Insurance Bill 2021 at?

Accepted Answer

As of 2 May 2025, the Flood Insurance Bill 2021 is at Committee Stage in 34th Dáil. Once a bill passes every stage in both Houses of the Oireachtas and is signed by the President, it becomes law.

Question 3

Who introduced the Flood Insurance Bill 2021?

Accepted Answer

The Flood Insurance Bill 2021 was sponsored by John Brady, and was introduced on 20 Oct 2021.

Flood Insurance Bill 2021

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