Second Stage Stage in the legislative process — click for what it means Current The bill’s status — click for what it means 34th Dáil The House currently handling the bill 38/2026 Official bill number / year
Life Annuity (Ireland) Bill 2026
- Sponsor
- Catherine Ardagh · Fianna Fáil
- Introduced
- 21 Apr 2026
- Last updated
- 22 Apr 2026
What this bill does AI · claude-haiku-4-5-20251001
- Establishes regulated framework for Life Annuity agreements allowing older homeowners to receive lump sums or regular payments while retaining lifetime residence rights in their homes.
- Introduces consumer protections: mandatory independent legal and financial advice, statutory cooling-off period, standardised disclosure, and Central Bank regulatory oversight of commercial operators.
- Distributes longevity risk between purchaser and vendor as alternative to existing high-interest equity release products; ensures vendor's residence rights are legally enforceable and registered.
Stage timeline What do these stages mean?
- First Stage 34th Dáil21 Apr 2026
- Second Stage 34th Dáil21 Apr 2026
Debates
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