Second StageStage in the legislative process — click for what it meansCurrentThe bill’s status — click for what it means34th DáilThe House currently handling the bill38/2026Official bill number / year
Life Annuity (Ireland) Bill 2026
- Sponsor
- Catherine Ardagh · Fianna Fáil
- Introduced
- 21 Apr 2026
- Last updated
- 22 Apr 2026
What this bill doesAI · claude-haiku-4-5-20251001
- Establishes regulated framework for Life Annuity agreements allowing older homeowners to receive lump sums or regular payments while retaining lifetime residence rights in their homes.
- Introduces consumer protections: mandatory independent legal and financial advice, statutory cooling-off period, standardised disclosure, and Central Bank regulatory oversight of commercial operators.
- Distributes longevity risk between purchaser and vendor as alternative to existing high-interest equity release products; ensures vendor's residence rights are legally enforceable and registered.
Stage timelineWhat do these stages mean?
- First Stage34th Dáil21 Apr 2026
- Second Stage34th Dáil21 Apr 2026
Debates
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