First Stage Stage in the legislative process — click for what it means Defeated The bill’s status — click for what it means 33rd Dáil The House currently handling the bill 72/2023 Official bill number / year
Mortgage Interest Rates Cap Bill 2023
- Sponsor
- Richard Boyd Barrett · People Before Profit-Solidarity
- Introduced
- 18 Oct 2023
- Last updated
- 30 Aug 2024
What this bill does AI · claude-haiku-4-5-20251001
- Directs Central Bank to order mortgage lenders to cap interest rates on home mortgages at maximum 3 per cent annually.
- Minister for Finance must review how the law works within 2 years of it becoming law.
- Law takes effect within 90 days of presidential approval.
Stage timeline What do these stages mean?
- First Stage 33rd Dáil18 Oct 2023
Debates
Related bills
- Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025 Fifth Stage
- Arbitration (Amendment) Bill 2025 Fifth Stage
- Microenterprise Loan Fund (Amendment) Bill 2024 Cream List
- Protection of Employees (Employers' Insolvency) (Amendment) Bill 2025 Enacted
- Mineral Oil Tax (Emergency Cost of Living Reduction) Bill 2026 Second Stage
- Housing Loans Regulations (Fresh Start - Buyout) (Amendment) Bill 2026 Second Stage